Our core business is helping agencies identify their risk exposures and providing insurance protection to cover those risks. The following insurance classes are provided to protect your Agency’s budget from unexpected costs.
Property – insurance for loss and damage to property.
General liability – insurance to cover claims made by third parties for personal injury, financial loss or property damage.
Professional indemnity – insurance for third party financial loss arising from a breach of professional duty.
Medical indemnity – insurance for Queensland Health (the Department of Health and Hospital and Health Services) which covers third party liability claims arising from rendering or failing to render medical and health services.
Personal accident and illness – insurance to cover personal injury to volunteers, board members and committee members.
Aviation – insurance for loss or damage to aircraft and third party liability.
Marine – insurance for loss or damage to watercraft and third party liability.
If your Agency has a risk exposure under any of these classes, your Agency is required to take out such insurance.
QGIF does not provide cover for other insurance classes such as motor insurance, travel insurance, workers’ compensation or Compulsory Third Party (CTP) insurance.
For full details, please refer to QGIF’s Insurance Policy – Statement of Cover.